How much Auto insurance does Arizona require?
In Arizona you must carry liability insurance. if you are found at fault of an accident, it will help pay for damages and injuries sustained.
Arizona requires liability coverage of:
Bodily injury coverage: $15,000 per person and $30,000 total per accident.
Property damage coverage: $10,000 per accident.
You can purchase more extensive auto insurance coverage by increasing your limits and adding optional coverage.
What is a deductible?
A deductible is the amount of money for which you are responsible in the event of a covered loss. For example, if you have a $1,500 deductible and have covered damages that are $5,600, then you would have to pay the $1,500 and would receive a claim payment of $4,100 covering the remainder of the costs.
Do I need liability insurance?
Liability coverage is part of a homeowners insurance policy, and protects against property damage or injury claims. for example, Liability insurance protects you if someone should slip and injure themselves on your property. Talking with your agent is the best way to determine right amount of protection.
Am I covered for earthquake or flood damage?
Earthquake & Flood coverage are available as separate polices above and beyond your homeowners insurance. It is best to review your coverage if your area is prone to either one of these situations.
Who should I call to report a loss?
You can call your agent directly, but if it is an emergency and your agent isn’t readily available, you can also get the claims process started by calling Farmers Claim Services at 1-800-435-7764.