Homeowners insurance protects you if your home is damaged even completely destroyed. You may be our neighbor in Scottsdale, Arizona but there are disasters hiding around every corner. Hail from monsoon storms damages roofs, windows, stucco, and A/C units. Forest fires claim homes every year. Our Farmers Home Insurance will protect you and your family if the need should arise.
Each policy is different depending on if you live in a home, a condo, or an apartment. The right insurance will cover theft, fire, hail, vandalism, and other damaging events. You can even be covered if someone happens to get hurt on your property and sues you for damages.
The James Merrill Agency will help you set up the right home insurance to meet your requirements and provide the best custom protection of your assets.
You want to protect your home and the things in it, and that includes the people that visit you there. Every home is different and as such needs different coverage. We help you select the coverages, limits, and deductibles that are appropriate for your needs.
There are various types of homeowners insurance that need to be considered to properly protect your home and assets. Call us to find out more about coverages like these:
|Special Item Coverage|
|Medical Expense Coverage|
If you have a rental property, you know how much of an asset it is and that you need to protect it with an excellent Landlord Insurance policy that is tailored specifically to you and your properties.
Farmers Landlord Insurance is OK with vacant properties so you don’t have to worry about down times in the rental market. Adding personal umbrella liability insurance may offer gap protection as well, so it is important that you cal and speak to us in order to determine the best solution for your rental business.
We can help landlords with multiple properties, single, duplexes, triplexes, and quads, Row homes, older and lower-value homes, homes with minimal cosmetic conditions, properties under minor renovation, vacation rental home, short term rentals (daily, weekly, monthly) and protect against things like:
|Libel and Slander|
Your landlord may have insurance, but that often only covers the property and not all of your stuff. If you are renting, you need renters insurance to cover your furniture, electronics, clothing, jewelry, and more. Accidents happen, use this coverage to protect your self and your belongings in case of damages or injury.
You may have several types of costs associated with different kinds of accidents. Make things better by being prepared with insurance that covers:
Be prepared for the curveballs that life throws at you. Protect yourself and get homeowners insurance to help with repairs, replacement, and even extra living expenses if you must be out of your home for an extended time. If something happens like a hail storm, a forest fire, a break in, or vandalism you want to be covered.
Many homes in the Scottsdale and Paradise Valley area of the phoenix Metro Area are appraised at more than on million dollars. These homes may need special extended coverage so be sure to talk with a professional about a proper homeowners insurance quote.
James Merrill Agency
9332 E Raintree RD Suite 140
Phone: (480) 868-2952
Hours: Monday - Saturday 9am-6pm
Ready for the next step? It is easy to tailor insurance coverage around your needs. Call us to learn more about the options available and get an insurance quote.