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Car insurance Quote

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Life insurance Quote

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Home insurance Quote

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Types of Insurance

Life Insurance

Illness or accidents happen to people all of the time. You can’t afford to have a ‘this will never happen to me’ attitude. Life Insurance coverage sis the most reliable way of ensuring the financial security of loved ones. There are different types of life insurance policies, and if you haven’t insured yourself yet, or unsure if your policy covers your needs, then it is time to speak to an agent.

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Homeowners Insurance

A Homeowners Insurance policy is put in place to help replace your belongs and home should something happen like a fire, vandalism, or burglary. It also protects you should someone get hurt on your property and then sue you for damages. We always try to get the lowest cost coverage for you, however, often the cheapest insurance isn’t the best policy for your needs. This is why you need to have your agent compare the policy options of each insurance plan and help you determine which is right for your needs are price range.
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Auto Insurance

The amount that pay for Auto Insurance rates is usually determined by may factors. Some of them are, driving record, your credit score, the make and model of your car, age, marital status, and the deductible amount. There are a few different types of auto insurance such as Comprehensive, Liability, and Collision insurance polices. Arizona requires a minimum amount of coverage, however this often will not fully cover your needs in the event of a bad accident. It can be very confusing, so it is best to speak with your representative.

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Other Insurance Services

Renters Insurance

If you rent a house or apartment, you must be sure to assess risk of loss of possessions and legal liability for loss to others due to your actions. Choose a renter’s insurance policy that works for you.

Business Insurance

There are four categories of Business insurance policies that cover all possible loss scenarios. We help determine the areas of your business that may cause financial losses and identify which types of coverage you need.

Recreational Insurance

Types of vehicles can include a travel trailer, fifth wheel, camper, RV motor home, boats, ATVs, and even motorcycles. The reason for recreational vehicle insurance is to protect against financial losses that can result from an accident or other unexpected circumstance. Because the vehicle is not used on a daily basis or is a specialty vehicle, you may need separate coverage than your auto insurance.

Umbrella Insurance

Umbrella policy insurance provides coverage for the areas that other insurances are not equipped to cover. Depending on your situation you may need it to give you financial and legal security.

Company Information

James Merrill Agency

9332 E Raintree RD Suite 140
Scottsdale, AZ 85260

Phone: (480) 868-2952
Hours: Monday - Saturday 9am-6pm

Contact Us

(480) 868-2952

Ready for the next step? It is easy to tailor insurance coverage around your needs. Call us to learn more about the options available and get an insurance quote.